Mortgages
At Wealth Matters we believe that mortgage advice compliments the holistic approach we offer to financial planning. After all, it is most people’s biggest financial commitment and so is an integral part of any financial game plan.
Residential Mortgages
The mortgage market has transformed over the years into a very competitive market place and offers thousands of schemes from a wide range of lenders. With so much choice, getting the most from this market place may be achieved more easily with the help of an experienced professional, who has all the right tools at their disposal.
As independent intermediaries, we have access to exclusive deals, available only to brokers.
Regardless of your situation, we will always be creative in our advice, exploiting both our industry contacts and knowledge of each provider’s criteria and lending policy. By going the extra mile, we will endeavour to obtain the most appropriate deal for your current needs and circumstances and at the same time, we aim to take the pain and stress out of the mortgage process.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be in the region of £300.
Investment Property
You may already have, or want to buy investment property, as part of your financial game plan. The advisers at Wealth Matters are property investors themselves and offer a wealth of experience in this area. This means we can offer tried and tested advice, on not only the most appropriate mortgage to suit your current needs and circumstances, but how to set up the investment and manage it with the aim of securing a better return.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Commercial Loans
We are able to arrange commercial loans for the purchase or re-finance of a commercial property. Through our extensive choice of specialist providers and contacts, we can offer excellent rates and flexible terms.
Past performance is not a guide to future performance. The value of property investments and income from them can go down as well as up and investors may not get back the original amount invested.
The value of property is generally a matter of opinion and the true value may not be recognised until the property is sold. It may be difficult to sell or realise the value of the property in adverse market conditions.
Borrowers will still be responsible for maintaining the payment of any mortgage in the event that the property in ot rented out and therefore may wish to make suitable provision for this event. We suggest that you seek legal advice and advice on tax issues before purchasing a property to let.